All life is divided into three types of problems

For whatever reason, this 

Click to enlarge.

put me in mind of the opening of Commentaries on the Gallic War by Julius Caesar:

All Gaul is divided into three parts.

There are three types of problems

Some of your problems can be solved - Focus, clarity, prioritization, creativity, and effort are required but they can be solved.

Some of your problems are your own fault - Those problems of your own making which cannot be solved because they represent a choice on your part. 

Some of your problems are tragic - They occur for reasons beyond your control with a dangerous predictability.  You may be able to mitigate the impact to a degree but you cannot avoid the consequences.